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Irwin Asset
     Backed Securities

2007 Press Releases

Irwin Union Bank Offers Certificate of Deposit Fundraising Opportunities for Local Charities

Clients Can Establish a New Pattern of Giving with Irwin CDs

COLUMBUS, Indianna -- November 6, 2007 -- Irwin Union Bank is offering the public a wonderful way to give and receive this holiday season. When new or existing clients select from one of Irwin Union Bank's many certificate of deposit (CD) options, the Bank will donate $50 to the non-profit charity of their choice (minimum deposit of $10,000 and term greater than or equal to 90 days). Clients can direct the Bank to distribute contributions to any local, national or international 501c3 non-profit organization when a qualified Irwin Union Bank CD is opened.

The Bank's uncommon promotion, known as the Irwin Charity CD, presents an excellent fundraising opportunity for non-profit charities to supplement their operating budgets as the year comes to a close. "We see the Irwin Charity CD promotion as an exceptional way to offer clients a sound return on their investment, support our clients' philanthropic interests and provide much needed funding for non-profit organizations during the holiday season," said Brad Kime, President of Irwin Union Bank. The promotion, which runs until the end of January 2008, has become a tradition of the Bank and is consistent with the organization's philosophy of giving back to the communities it serves.

About Irwin Union Bank

Irwin Union Bank and Trust Company and Irwin Union Bank, F.S.B. (http://www.IrwinUnion.com) are wholly owned subsidiaries of Irwin Financial Corporation (NYSE: IFC) which is headquartered in Columbus, Indiana. Irwin Union Bank and Trust Company was founded in 1871, and today operates locally- managed banks in Indiana, Michigan, Nevada and Utah. Irwin Union Bank, F.S.B. operates locally-managed banks in Arizona, California, Kentucky, Missouri, Nevada, New Mexico and Wisconsin. Both companies specialize in providing a broad array of personalized financial services for the owner-operated business, entrepreneurial and professional markets.

About Irwin Financial

Irwin® Financial Corporation (http://www.irwinfinancial.com) is a bank holding company with a history tracing to 1871. The Corporation, through its principal lines of business, provides a broad range of financial services to small businesses and consumers in selected markets in the United States and Canada.

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