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Irwin Asset
     Backed Securities

2006 Press Releases

Irwin Financial Corporation Announces First Quarter Dividend

Contact:
Suzie Singer
Corporate Communications
812.376.1917

COLUMBUS, Indiana -- February 9, 2006 -- Irwin Financial Corporation (NYSE: IFC) today announced a dividend of $0.11 per share to be paid on March 31, 2006, to all shareholders of record on March 17, 2006.  The dividend rate is a $0.01 per share or 10 percent increase as compared with the dividend paid in the same quarter a year earlier.

Irwin® Financial Corporation (http://www.irwinfinancial.com) is a bank holding company with a history tracing to 1871.  The Corporation, through its principal lines of business -- Irwin Union Bank, Irwin Commercial Finance, Irwin Home Equity Corporation and Irwin Mortgage Corporation -- provides a broad range of financial services to consumers and small businesses in selected markets in the United States and Canada.

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